General liability insurance, also referred to as company liability insurance, is a form of insurance policy that helps protect companies from lawsuits occurring as a result of normal activities. Usually, corporate liability insurance provides small companies with compensation for physical accidents, medical payments, advertisement injuries and more.
As a contractor or small business owner, PCFG Insurance can help you get the coverage your business needs.
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Coverage
Without coverage, you’d have to pay for damages out of pocket.
What does general liability insurance cover?
This liability insurance offers coverage that helps protect your small business from lawsuits resulting from your regular business activities, such as:
Property Damage
Physical Injury
Defense Costs
Personal and Advertising Injury
Common terms to know when shopping for liability insurance.
Property Damage
Can include claims costs if you damage someone else's property.
Medical Payments
Payments arising from events occurring on your premises or due to your activities. Regardless of the error, that is. A customer falling on a wet floor is an example.
Personal & Advertising Injury
This will have compensation for such allegations if you're suing for libel and slander.
