get the right commercial umbrella insurance

When we help our clients with their commercial umbrella policies, we ensure that they are properly protected by boosting their limits with an umbrella policy.

Let us boost your insurance with a commercial umbrella policy. We'll get you a great rate and keep your business going strong.

What is Commercial Umbrella Insurance?

A commercial umbreall policy is is designed to provide protection against catastrophic losses. The umbrella policy serves three purposes: it provides excess limits when the limits of underlying liability policies are exhausted by the payment of claims; it drops down and picks up where the underlying policy leaves off when the aggregate limit of the underlying policy in question is exhausted by the payment of claims; and it provides protection against some claims not covered by the underlying policies, subject to the assumption by the named insured of a self-insured retention (SIR).

Additional Information about Commercial Umbrella Insurance

Businesses that involve hazardous work, such as construction, may need extra protection against lawsuits. Umbrella insurance added to policies like employer’s liability insurance, protects against employee claims that your negligence led to an injury.

Umbrella liability insurance cannot be added to professional liability insurance that covers lawsuits over professional mistakes, including undelivered services and missed deadlines.

Commercial Umbrella Insurance is properly planning for possible risk

When a policy’s limit is met, commercial umbrella insurance gives additional coverage for liability claims made on general liability, commercial auto, or employer’s liability insurance.

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945+ Reviews

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Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.

Maria Marlin Retired Govt Officer, ON, Canada
Client Logo

Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.

Maria Marlin Retired Govt Officer, ON, Canada

Serving the interests of our clients. Personalized support and relationships matter to  we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.

Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.

Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.

Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.

Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.

Need any help!

Preferred Choice Financial Group is here to serve policyholders – protecting businesses, mitigating losses, defending claims. Renters .

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