Find right farm insurance
From hobby farms to production farms, we take pleasure in helping protect farms and ranches with an assortment of dependable insurance options.
Tell us about your farm. We'll listen And then work with you to make sure you've got
Which farm insurance is for you?
According to the USDA, hobby farms account fora 12 % increase in rural county population since 1990, and account for more than half of all farms since 2007.
So whether you have a flock of chickens, or a small herd of goats, protect your passion and your love.
Who’s it for?
- Farming is not the primary occupation
- No employees involved with farm activities
- Smaller farms, ranches and rural acreages
- Other eligibility guidelines may apply
Small & Medium Production Farm
Does your farm provide an income for you and your family? Then it may not only be your most important investment.
Small and midsize producers provide opportunities for American agriculture across the country. Over the past 10 years we have seen a major increase in farm to table. Protect your investment and livelihood.
Who it for?
- Traditional production small to medium farms and ranches
- General Livestock
- Fruit, Vegetables and Tree Nuts
- May provide main source of income.
It started small, but now you’re a supplier for grocery stores. Commercial farming takes special planning and protection. Protect your diversified and direct market ag operations.
Who it for?
- Large, integrated farms and ranches with commercial exposure
- Grower/Packer/ Shippers
- Fertilizer Dealers/ Distributors
- Seed Dealers Distributors
- Fruit Vegetable Dealers/Distributors
- Dairy with Processing
- Large gross sales accounts
Do you raise bees, or maybe your a vineyard, or perhaps another specialty. You require special coverage to ensure that is designed for your specialty. Because your crop maybe more susceptible to damage caused by cold snaps, high winds, droughts, and other forces of nature not normal for your region.
Every farm needs precise planning
Having the proper farm insurance coverage at an affordable rate can make the difference between the success and failure of your business. Allow our insurance experts to help guide you to success.
Here are some actual claims that have been paid out*:
- Our neighbor's cattle got out and fell into the swimming pool, causing damage to the pool structure.
- Baled hay caught on fire due to spontaneous combustion.
- A supplier unknowingly sold moldy hay to another farmer and his cattle got sick from eating it.
- A hay baler caught a rock and damaged the combine.
- A visitor suffered injuries after tripping on the property.
*These examples are provided for illustrative purposes only. Any claim submitted under the policy would be evaluated on its own merits and facts compared to the terms of the policy.
Unlike other businesses or homes, farms often have more equipment, tools, and land.
Farm policies can cover your tractors, planters, sprayers, hand tools, and more.
Major difference between homeowner or business insurance and farm insurance, is that there are provisions to cover livestock in the event they are lost.
The liability of selling any product to a consumer is great, especially in eatable products. Farm insurance carriers liability insurance for that, however, you need to make sure that your liability coverage does protect direct selling of goods.
Many farm policies have additional coverage for Disruption of farming operations. This Covers extra expenses and loss of income caused by a covered loss to a building or equipment.