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Life Insurance is not complicated or expensive when you work with one

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Having the proper business insurance coverage at an affordable rate can make

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Having the proper health insurance coverage can literally be a matter of

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Commercial umbrella insurance boosts the coverage limits of your existing commercial liability

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Brandon ELLIS
Brandon ELLIS
15:55 31 May 20
Liam O Brien is fantastic
alan burchell
alan burchell
23:12 09 Dec 19
i am deeply appreciative of the time and attention that liam gave me and my company. apparently we are not an easy... business model to quickly understand or classify. but where many carriers and insurance advisors passed us up, liam dug in, worked hard to understand us and then patiently explained this to multiple carriers. ultimately he found us the ideal coverage and at a much lower rate than i expected. this was true 5-star customer service. i highly, highly recommend liam and ‘preferred choice financial group’ for anyone looking for coverage.read more
Tyler Latray
Tyler Latray
15:36 13 Sep 19
Liam was great at helping get the home coverage policy my family and I needed.
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What happens if...

Stories and information to help you plan, prepare and protect
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Identity theft coverage is available in most states as an optional endorsement on a homeowner's insurance policy, and it is important to understand the benefit of purchasing this extra coverage. Ask your agent to see if you're covered.

Homeowners insurance may help cover theft and break-ins. There are a few coverages in a homeowners policy help you recover from a burglary: dwelling coverage, personal property coverage and other structures coverage.

Medical payments to others coverage reimburses you for medical expenses related to guests' bodily injuries inside of your home, regardless of who is at fault.

When you start your search for homeowners insurance, it’s important to assess your needs to determine the right amount of coverage. It can be tempting to choose a policy based on price alone, but you probably won’t get the right amount of protection using that method.

Not everything is covered in your basic homeowners policy. In fact, the following will not be covered in a standard insurance policy: -Flood damage -General wear and tear -Cracked driveways -Insect damage -Damage from earthquake -Paint fading from sunlight -Removing a tree from your property If you live in an area where any of these situations is a potential threat, you can always add the proper coverage to your insurance. Just talk to your agent and they’ll handle it.

Your state may or may not require homeowners insurance, but your mortgage lender typically will require coverage in order to provide a home loan. Even if you own your home outright and you are not required to buy homeowners insurance, it’s still a good idea to protect your investment with an insurance policy.

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