Social Media Disclaimer

Terms of use and community guidelines for PCFG Insurance Services social media platforms and online presence.

General Social Media Terms of Use

These terms apply to all PCFG Insurance Services social media accounts, websites, and online platforms. By engaging with our content or posting on our platforms, you agree to these terms.

Content Removal Policy

PCFG Insurance Services reserves the right, in its sole discretion, without notice, to remove any content that does not adhere to these Terms of Use.

Prohibited Content

You will not post any comments, photos, videos, links or other materials on our platforms that may be inappropriate in nature. This means that any comments/materials you submit, including linked material, must not be inappropriate, abusive or otherwise offensive, and must not contain, depict or involve (without limitation) any of the following:

  • Profanity or otherwise offensive language
  • Nudity or pornographic material
  • Derogatory characterizations of any ethnic, racial, gender, professional, age or religious groups
  • Content that endorses or condones any illegal, inappropriate or risky activity or behavior
  • Any particular political agenda or message
  • Content that defames, misrepresents or contains disparaging remarks about other people, products or companies
  • Content that endorses any form of hate or hate group
  • Content that communicates messages or images inconsistent with the positive images and/or goodwill to which PCFG Insurance wishes to associate
  • Any other content that is or could be considered illegal, inappropriate, unsuitable or offensive, all as determined by PCFG Insurance in its sole discretion

Third Party Materials and Intellectual Property

You will not post or submit any third party materials unless you have first obtained consent from the owner of such materials. By posting and/or submitting material or links to our platforms, you represent that you have the right to share the material in your submitted content, including (without limitation), intellectual property including, but not limited to trade-marks and copyrighted material.

For example:

  • You must obtain consent from every person who helped you create your posted materials (e.g. photographers, videographers, etc.)
  • You must obtain consent from every identifiable person (and his/her parent/legal guardian if he/she is under the age of majority in their jurisdiction of residence) who appears in your posted materials (note: if you cannot obtain the appropriate consent for an identifiable individual appearing in your posted materials, then his/her face must be blurred out)
  • You cannot post, submit or otherwise use (in any materials you post) any music, logos, trade-marks or other copyrighted materials (e.g. photographs, pictures, texts, lyrics, etc.) unless you have first obtained consent from the owner of such materials

Personal Information Protection

You will not post or submit any personal information about yourself or third parties (e.g. addresses, phone numbers, or email addresses) or disclose any financial information pertaining to yourself or others on our platforms.

Disclaimer of Liability

  • Any comments or opinions posted or otherwise expressed on our platforms are those of their respective contributors only
  • Any materials that are deemed to contain advertisements, "spam" or junk mail content, or references to other websites will be removed by PCFG at its sole discretion
  • Our platforms and all content are provided "as is". By accessing and using our platforms you (and your parent/legal guardian if you are under the age of majority in your jurisdiction of residence) acknowledge and agree that use of the platforms and the content is entirely at your own risk
  • PCFG is not liable for any errors or omissions in the information provided on our platforms, or for any loss or damages suffered as a result the information and materials appearing on our platforms or relating to any other matter

Facebook Disclaimer

All general terms apply to our Facebook page. Additionally, Facebook's Community Standards and Terms of Service also apply to all interactions on our Facebook page. We encourage respectful dialogue and reserve the right to remove posts that violate these guidelines.

Twitter/X Disclaimer

All general terms apply to our Twitter/X account. Due to character limitations, please contact us directly for detailed insurance information. Tweets are for informational purposes only and do not constitute insurance advice.

Instagram Disclaimer

All general terms apply to our Instagram account. Visual content is for informational and educational purposes only. Please contact us directly for personalized insurance advice and quotes.

YouTube Disclaimer

All general terms apply to our YouTube channel. Video content is for educational purposes only and should not be considered personalized insurance advice. Always consult with a licensed insurance professional for your specific needs.

PCFG Helps Platform

By submitting your email address in connection with your question or answer, you agree that PCFG may use your email address to contact you about the status of your question or answer, and/or other administrative purposes.

All general terms apply to the PCFG Helps platform. Information provided is for general guidance only and does not constitute professional insurance advice.

Ratings & Reviews

By providing User Content, you agree that:

  • Any User Content you submit is original to you and that you have obtained all necessary rights
  • All User Content represents your true and honest experience with PCFG Insurance Services
  • Any User Content you submit does not violate any law

You understand and agree that PCFG cannot (and is not required to) guarantee the accuracy, reliability or completeness of any User Content.

Legal Terms and Enforcement

Release and Hold Harmless

You (and your parent/legal guardian if you are under the age of majority in your jurisdiction of residence) hereby agree to release, and hold harmless PCFG Insurance Services from and against any and all claims based on any materials you post and/or submit, including (without limitation) claims based on publicity rights, defamation, invasion of privacy, copyright infringement, trade-mark infringement or any other intellectual property related cause of action.

Termination of Access

If you breach any provision of these Terms of Use you may no longer use our platforms. If these Terms of Use or your permission to use our platforms is terminated for any reason, the Agreement formed when you accepted these Terms of Use will continue to apply and be binding upon you in respect of your prior use of the platforms and anything relating to or arising from such use.

Contact Information

For questions about these social media terms or to report inappropriate content, please contact us:

Phone: (877) 717-7234

Email: info@pcfginsurance.com

Address: PO Box 609, Parish, NY 13131

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