Comprehensive auto insurance coverage to protect you, your family, and your vehicles on New York roads. From required liability to full coverage protection.
Customize your auto insurance policy with the coverage options that fit your needs and budget.
Required by New York state law. Covers bodily injury and property damage you cause to others in an accident.
Pays for damage to your vehicle from collisions with other vehicles or objects, regardless of fault.
Protects your vehicle from non-collision events like theft, vandalism, fire, weather, and animal strikes.
Protects you when the at-fault driver has no insurance or insufficient coverage to pay for your damages.
Required in New York. Covers medical expenses and lost wages for you and passengers, regardless of fault.
Additional coverage for rental car costs while your vehicle is being repaired and emergency roadside assistance.
Take advantage of these discounts to reduce your auto insurance premiums
Save by insuring multiple vehicles on the same policy
Combine auto and home insurance for significant savings
Maintain a clean driving record for lower premiums
Students with good grades qualify for discounts
Vehicle security systems can reduce premiums
Complete an approved course for premium reduction
Save by paying your annual premium upfront
Drive less than average? You may qualify for savings
Understanding minimum coverage requirements in New York State
Bodily Injury per Person
Bodily Injury per Accident
Property Damage per Accident
While these are the minimum requirements, we strongly recommend higher liability limits (100/300/100 or higher) to adequately protect your assets. The difference in premium is often minimal compared to the additional protection.
Let us help you find the right auto insurance coverage at a competitive price. Get started today!