Comprehensive insurance solutions for trucking operations, owner-operators, and commercial motor carriers. From primary liability to cargo coverage, protect your business on every haul.
Truckers insurance is specialized commercial auto coverage designed for the unique risks of trucking operations. It protects commercial motor carriers, owner-operators, and trucking companies from liability, cargo damage, and vehicle losses.
DOT/FMCSA Requirement: All commercial motor carriers must maintain minimum liability insurance and file proof with the FMCSA.
Specialized coverage for every type of commercial trucking operation.
Comprehensive protection designed specifically for commercial trucking operations.
Required coverage for bodily injury and property damage caused by your truck.
Protects your trucks, trailers, and equipment from physical loss or damage.
Covers the value of freight you're hauling for damage or loss.
Coverage when operating without a trailer or outside dispatch.
Specialized insurance solutions for every type of freight you haul.
Enhance your coverage with these optional endorsements and policies.
Alternative to workers' comp for independent contractors and owner-operators.
Premises liability coverage for terminal locations and loading/unloading operations.
Protects trailers in your possession that belong to other companies or lessors.
Covers cargo loss from refrigeration unit mechanical failure.
Provides income replacement when your truck is out of service after an accident.
Extra protection for freight brokers and motor carriers using independent contractors.
Real examples showing why adequate trucking insurance is critical.
Truck jackknifes on icy highway, causing 5-car pileup with multiple injuries and fatalities.
Claim: $3,200,000
Injuries, vehicle damage, legal defense
High-value electronics shipment stolen from unsecured truck stop. Full load loss.
Claim: $425,000
Cargo value, customer claims, investigation
Engine fire completely destroys tractor and trailer. Full cargo loss and debris cleanup required.
Claim: $285,000
Equipment, cargo, cleanup, environmental
Refrigeration unit fails during cross-country haul. Entire load of frozen seafood spoils.
Claim: $156,000
Cargo loss, disposal, shipper claims
Truck pulls away before trailer fully unloaded. Warehouse damage and injured worker.
Claim: $385,000
Injury, property damage, lost business
Oversized load strikes low bridge causing significant structural damage. Road closure for repairs.
Claim: $875,000
Bridge repair, fines, traffic disruption costs
We specialize in commercial trucking insurance with deep industry expertise across 15 states.
We understand DOT regulations, FMCSA requirements, and trucking operations inside and out.
Access to top trucking insurance carriers with programs for new ventures and established fleets.
Quick turnaround on certificates, filings, and endorsements to keep your trucks moving.
Whether you're an owner-operator or manage a fleet, we'll find the right coverage at competitive rates. Fast quotes and same-day certificates available.