Employee Benefits

Attract and retain top talent with comprehensive employee benefits packages tailored to your business needs and budget.

Group Health Insurance

Comprehensive medical coverage for your employees and their families. We work with top carriers to provide quality healthcare options at competitive group rates.

Plan Types:

  • HMO Plans: Lower cost with network restrictions and primary care coordination
  • PPO Plans: More flexibility with out-of-network options and specialist access
  • HDHP Plans: High deductible plans with HSA eligibility for tax savings
  • EPO Plans: Exclusive provider networks with no referral requirements
Get Group Health Quote

Why Offer Group Health?

  • Attract and retain top talent
  • Tax advantages for your business
  • Group rates lower than individual coverage
  • Healthier, more productive workforce

Minimum Value Plans (MVP)

Cost-effective health plans that meet ACA minimum value requirements while providing essential coverage at lower premiums.

MVP Features:

  • • Meets 60% minimum actuarial value
  • • Lower premium costs
  • • Essential health benefits included
  • • Preventive care coverage
  • • Prescription drug benefits
  • • ACA employer mandate compliance

Ideal For:

  • • Cost-conscious employers
  • • Businesses with younger workforce
  • • Companies seeking ACA compliance
  • • Organizations with tight budgets
Learn About MVP Plans

Minimum Essential Coverage (MEC)

Basic health coverage that satisfies the ACA individual mandate requirement, providing essential protection at the most affordable rates.

MEC Features:

  • • Satisfies individual mandate
  • • Lowest cost option
  • • Preventive care included
  • • Basic medical services
  • • Limited benefit structure
  • • No penalty for employees

Best For:

  • • Large employers (50+ employees)
  • • High-turnover industries
  • • Part-time workforce
  • • Minimum compliance strategy
Learn About MEC Plans

Coverage Options

Dental Plans
  • • Preventive care coverage
  • • Basic and major services
  • • Orthodontic benefits
  • • Annual maximums options
Vision Plans
  • • Eye exams
  • • Frames and lenses
  • • Contact lens coverage
  • • Discounts on LASIK

Dental & Vision Insurance

Enhance your benefits package with affordable dental and vision coverage. These popular benefits help maintain employee health and productivity while being cost-effective for employers.

Key Benefits:

  • Highly valued by employees at relatively low cost
  • Preventive care reduces major health issues
  • Flexible plan designs to fit your budget
  • Voluntary options available (employee-paid)
Get Dental & Vision Quote

Group Life & Disability Insurance

Provide financial security for your employees and their families with group life and disability coverage. These benefits offer protection during life's most challenging times.

Coverage Types:

Group Life Insurance

Financial protection for employees' families in case of death

Short-Term Disability

Income replacement for temporary disabilities (typically 3-6 months)

Long-Term Disability

Extended income protection for serious disabilities

Accidental Death & Dismemberment

Additional coverage for accidents resulting in death or serious injury

Get Life & Disability Quote

Employer Advantages

  • Affordable group rates
  • Tax-deductible premiums
  • Guaranteed issue options (no medical exams)
  • Improved employee financial security
  • Employer-paid or voluntary options

Plan Options

401(k) Plans

Traditional tax-deferred retirement savings

Roth 401(k) Options

After-tax contributions for tax-free growth

SIMPLE IRAs

Simplified plans for small businesses

SEP IRAs

Employer-funded retirement accounts

Retirement Plans

Help your employees prepare for their financial future with employer-sponsored retirement plans. We offer a range of options to fit businesses of all sizes.

Benefits of Offering Retirement Plans:

  • Attract and retain quality employees
  • Tax advantages for employers and employees
  • Potential tax credits for plan startup costs
  • Flexible employer contribution options
  • Improved employee financial wellness
Explore Retirement Plans

Voluntary Benefits

Enhance your benefits package with employee-paid voluntary benefits that provide additional protection at group rates.

Supplemental Life Insurance

Additional life insurance coverage beyond the employer-provided basic amount.

  • • Employee, spouse, and child coverage
  • • Guaranteed issue options
  • • Portable coverage
  • • Affordable group rates

Accident Insurance

Financial protection for unexpected accidents and injuries.

  • • Cash benefits for covered accidents
  • • 24/7 coverage on and off the job
  • • Family coverage available
  • • Benefits paid directly to employees

Critical Illness Insurance

Lump-sum benefits for diagnosis of covered serious illnesses.

  • • Coverage for cancer, heart attack, stroke
  • • Benefits regardless of other insurance
  • • Use benefits for any purpose
  • • Wellness benefit options

Hospital Indemnity

Daily benefits for hospital stays to help cover out-of-pocket expenses.

  • • Benefits for hospital admission
  • • Daily hospital confinement benefits
  • • ICU coverage
  • • Outpatient surgery benefits

Legal Services

Access to legal assistance for common personal legal matters.

  • • Will preparation
  • • Estate planning
  • • Real estate matters
  • • Family law assistance

Identity Theft Protection

Monitoring and resolution services to protect against identity theft.

  • • Credit monitoring
  • • Identity restoration services
  • • Fraud alerts
  • • Lost wallet assistance

Benefits Administration Solutions

Simplify your employee benefits management with our comprehensive administration solutions.

Online Enrollment

User-friendly online enrollment platforms for employees to select and manage their benefits.

Compliance Support

Assistance with ACA reporting, ERISA compliance, and other regulatory requirements.

Employee Support

Dedicated service team to assist with employee questions, claims, and benefit utilization.

Design Your Custom Benefits Package

Let our employee benefits experts help you create a comprehensive benefits package that attracts and retains top talent while fitting your budget.

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